You are advised to read these conditions carefully before using the Nimeya.ai website which will include web application and / or mobile application and / or use of our services through any standard and legal electronic device and / or gadget. By using the Nimeya.ai website, you signify your agreement to be bound by these conditions.
- Conditions Relating to Your Use of Nimeya.ai
- Notice and Procedure for Making Claims of Infringement
- Notice and Procedure for Notifying Nimeya.ai of Objectionable Content
Conditions Relating to Your Use of Nimeya.ai
1. Your Account
If you use the website, you are responsible for maintaining the confidentiality of your account details such as login ID and password and for restricting access to your computer/electronic device to prevent unauthorised access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner. Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. You can access and update much of the information you provided us with in the relevant sections of the web/mobile app. You agree and acknowledge that you will use your account on the web/mobile app for your personal use which may include your family members and / or family office and not for any business purposes. Should you use the account for any business purpose, Nimeya.ai reserves the right to refuse access to the web/mobile app, terminate accounts, remove your account at any time without notice to you.
2. Privacy & Data Protection
Please review our Privacy & Data Protection Notice, which also governs your visit to Nimeya.ai, to understand our practices. The personal information / data provided to us by you during the course of usage of Nimeya.ai will be treated as strictly confidential and in accordance with the Privacy & Data Protection Notice and applicable laws and regulations.
3. E-Storage for Data
You agree, understand and acknowledge that the website is an online platform that enables you to record & view your financial portfolio data in the web/mobile app at the price on annual subscription basis. Neither Nimeya or any of its associates and / or its officers, directors, agents and employees are intending to provide any advisory related or unrelated to your portfolio in any way nor to sell any products/services through this website. The web/mobile app works mainly on algorithm based artificial intelligence without any human interference to show analytical data related to what you store.
4. Access to Nimeya.ai
The technologies used by us in the website are latest and among the best which we will keep on upgrading from time to time. We stand by our commitment and will do our utmost to ensure that availability of the website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the Internet, this cannot be guaranteed. Also, your access to the website may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services at any time without prior notice. We will attempt to limit the frequency and duration of any such suspension or restriction. However, your data will remain protected in the cloud server for which only you will be having the access to, view, modify and delete.
5. Licence for website access
This website or any portion of this website (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent of Nimeya Technologies Private Limited and / or its affiliates, as may be applicable.
You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, designs or form) of Nimeya.ai and its affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilising Nimeya Technologies Private Limited’s or its affiliates’ names or trademarks without the express written consent of Nimeya Technologies Private Limited and / or its affiliates, as applicable. Any unauthorised use terminates the permission or license granted by Nimeya Technologies Private Limited and / or its affiliates, as applicable.
You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the Welcome page of Nimeya.ai as long as the link does not portray Nimeya Technologies Private Limited, Nimeya.ai, their affiliates, or their services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Nimeya.ai logo or other proprietary graphic or trademark as part of the link without express written consent of Nimeya Technologies Private Limited and / or its affiliates, as may be applicable.
6. Your Conduct
You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way You understand that you, and not Nimeya.ai, are responsible for all electronic communications and content sent from your computer to us and you must use the website for lawful purposes only. You must not use the website for any of the following:
- for fraudulent purpose/intent, or in connection with a criminal offence or other unlawful activity
- to send, use or reuse any material that does not belong to you; or is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libellous, obscene, pornographic, paedophilic or menacing; ethnically objectionable, disparaging or in breach of copyright, trademark, confidentiality, privacy or any other proprietary information or right; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of India or friendly relations with foreign States; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any “spam”
- to cause annoyance, inconvenience or needless anxiety
7. Reviews, comments, communications and other content
Users of this website may post reviews, comments and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties, or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” In the event a user uses a false e-mail address, impersonates any person or entity, or otherwise misleads as to the origin of any content. Nimeya.ai reserves the right (but not the obligation) to remove, refuse, delete or edit any content that in the sole judgement of Nimeya.ai violates these Conditions of use and, or terminate your permission to access or use this website.
If you do post content or submit material, and unless we indicate otherwise, you
- (a) grant Nimeya Technologies Private Limited and its affiliates a non-exclusive, royalty-free, irrevocable, perpetual and fully sub licensable rights to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; and
- (b) Nimeya Technologies Private Limited and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose.
You agree that the rights you grant above are irrevocable during the entire period of protection of your intellectual property rights associated with such content and material. You agree to waive your right to be identified as the author of such content and your right to object to derogatory treatment of such content. You agree to perform all further acts necessary to perfect any of the above rights granted by you to Nimeya Technologies Private Limited, including the execution of deeds and documents, at its request.
You represent and warrant that you own or otherwise control all of the rights to the content that you post or that you otherwise provide on or through the website; that, as at the date that the content or material is submitted to Nimeya.ai: (i) the content and material is accurate; (ii) use of the content and material you supply does not breach any applicable Nimeya.ai policies or guidelines and will not cause injury to any person or entity (including that the content or material is not defamatory); (iii) the content is lawful. You agree to indemnify Nimeya Technologies Private Limited and its affiliates for all claims brought by a third party against it or its affiliates arising out of or in connection with a breach of any of these warranties.
8. Objectionable Content
Nimeya.ai lists comments of the website and it is not possible for us to be aware of the contents of each review that is displayed. Accordingly, Nimeya.ai operates on a “notice and takedown” basis. If you believe that any content on the website is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libellous, obscene, pornographic, paedophilic or menacing; ethnically objectionable, disparaging; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of India or friendly relations with foreign States; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, (” Objectionable Content “), please notify us immediately by following our Notice and Procedure for Making Claims of Right Infringements. Once this procedure has been followed, Nimeya.ai will make all reasonable endeavours to remove such Objectionable Content complained about within a reasonable time.
9. Copyright, authors’ rights and database rights
The contents included on the website, such as text, graphics & infographics, designs, logos, button icons, images, audio clips, digital downloads, data compilations, and software, are the property of Nimeya Technologies Private Limited and its subsidiaries or its content suppliers and is protected by India and international copyright, authors’ rights and database right laws. The compilation of all content on this website is the exclusive property of Nimeya Technologies Private Limited and its affiliates and is protected by laws of India and international copyright and database right laws. Software used on this website is the property of Nimeya Technologies Private Limited, its affiliates or its software suppliers and is protected by India and international copyright and author’ rights laws.
You may not systematically extract/ or re-utilise parts of the contents of the website without Nimeya Technologies Private Limited and / or its affiliate’s (as may be applicable) express written consent. In particular, you may not utilise any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-utilisation of any substantial parts of this website, without Nimeya Technologies Private Limited and / or its affiliate’s (as may be applicable) express written consent. You may also not create and/ or publish your own database that features substantial parts of this website without Nimeya Technologies Private Limited and / or its affiliate’s (as may be applicable) express written consent.
10. Intellectual Property Claims
Nimeya Technologies Private Limited and its affiliates respect the intellectual property of others. If you believe that your intellectual property rights have been used in a way that gives rise to concerns of infringement, please follow our Notice and Procedure for Making Claims of Right Infringements.
NIMEYA.AI, NIMEYA, THE NIMEYA LOGO indicated on our website are trademarks or registered trademarks and are direct and assigned properties of Nimeya Technologies Private Limited or its subsidiaries (collectively “Nimeya”). Nimeya’s trademarks and trade dress may not be used in connection with any product or service that is not Nimeya’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Nimeya. All other trademarks not owned by Nimeya that appear on this website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Nimeya.
12. Trademark & Copyrights
“NIMEYA” is a trademark for exclusive use of Nimeya Technologies Private Limited and its subsidiaries. Wordmarks, designs used in Nimeya.ai are exclusively created for this software and should not be reproduced in any form. Reproduction of such material may lead to legal proceeding under the respective Acts.
You do acknowledge and undertake that you are accessing the services on the website and transacting at your own risk and are using your best and prudent judgment before entering into any transactions through the website. You further acknowledge and undertake that you will use the website for personal use only which can include your family members and family office and not for business purposes. We shall not be liable for any consequential liability whatsoever on account of using the services through the website.
Nimeya reserves the right to increase or decrease its subscription pricing for any future renewal period and you do agree that any taxes and levies will be applicable and subjected to changes as per Government regulations and guidelines.
The portfolio being uploaded on the site are your own assets and liabilities which you maintain with respective companies and / or third-party organisations in which Nimeya is not a party. We further expressly disclaim any warranties or representations (express or implied) in respect of quality, suitability, accuracy, reliability, completeness, timeliness, performance, safety, merchantability, fitness for a particular purpose, or legality of the products listed or displayed or transacted in your portfolio. While we have taken precautions to avoid inaccuracies in content, this website, all content, information, software, products, services and related graphics are provided as is, without warranty of any kind. We do not implicitly or explicitly support or endorse the sale or purchase of any products on the website.
14. Indemnity and Release
You shall indemnify and hold harmless Nimeya Technologies Private Limited, its subsidiaries, affiliates and their respective officers, directors, agents and employees, from any claim or demand, or actions including reasonable attorney’s fees, made by any third party or penalty imposed due to or arising out of your breach of these Conditions of Use or any document incorporated by reference, or your violation of any law, rules, regulations or the rights of a third party.
You hereby expressly release Nimeya Technologies Private Limited and/or its affiliates and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions/inactions of the vendors and specifically waiver any claims or demands that you may have in this behalf under any statute, contract or otherwise.
15. Other Businesses
Parties other than Nimeya Technologies Private Limited and its affiliates may operate stores, provide services, or sell product lines on Nimeya.ai. For example, businesses and individuals offer products via Marketplace. In addition, we provide links to the websites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant or endorse the offerings of any of these businesses or individuals, or the content of their websites. Nimeya Technologies Private Limited does not assume any responsibility or liability for the actions, products, and content of any of these and any other third-parties. You can tell when a third-party is involved in your transactions, and we may share customer information related to those transactions with that third-party. You should carefully review their privacy statements and other conditions of use.
16. Company Details
This website is operated by Nimeya Technologies Private Limited having its registered office at 303 Wing “A” Morya Avenue, Borivali (East), Chogle Nagar, Mumbai – 400066, Maharashtra, India.
For the company website or about web and mobile app, you could contact us by visiting: https://nimeya.ai
17. Nimeya Software Terms
In addition to these Conditions of Use, the terms found here apply to any software (including any updates or upgrades to the software and any related documentation) that we make available to you from time to time for your use in connection with Nimeya Services (the “Nimeya Software”).
Notice and Procedure for Notifying Nimeya.ai of Objectionable Content
If you believe that any content on, or advertised for sale on, the website contains any Objectionable Content as defined under Section 8 above, please notify us immediately by copying the Notice to Nimeya.ai of Objectionable Content below into your word processor program, complete it in accordance with the instructions set out in the Notice and send a signed copy via E-mail PDF or Fax to the Grievance Officer:
e-mail PDF: firstname.lastname@example.org
Subject Line: Claim of Objectionable Content
Please note that this procedure is exclusively for notifying Nimeya.ai of Objectionable Content on or advertised for sale on the Nimeya.ai website. Please provide your address, telephone number, and e-mail address when sending the notice to us.
Important Warning: Giving false, misleading or inaccurate information in the Notice to Nimeya.ai may result in civil and/ or criminal liability.
Notice to Nimeya.ai of Objectionable Content
In the matter of Nimeya.ai
I, [Please set out your full name] of [please give your postal address], [please set your occupation], says as follows:
- I refer to the website www.Nimeya.ai (“the website”). I make this statement in support of my giving Nimeya.ai notice that, via the website, it is causing or contributing to the publication of Objectionable Content.
- The Objectionable Content (delete whichever paragraph is not applicable): (a) appear in a paragraph/s or page in Nimeya.ai via the website. The Objectionable Content appear on page [please state the page number(s) where you consider the words constitute Objectionable Content]. OR (b) appear on the website at [please cut and paste the address of the relevant Web page from the website where the Objectionable Content appears].
- The words/ content that I consider to be Objectionable Content are [please repeat the exact words you are complaining about].
- This content is Objectionable Content because [please state why you consider the content is Objectionable Content].
- I understand that this statement may be used in any court proceedings that may arise out of or relating to the Objectionable Content which I have complained about.
Statement of Truth
I declare the facts stated above to be true.
Please provide your full name, address, contact number, email id.
Please read the conditions of use carefully before using the Nimeya.ai website. By using the Nimeya.ai website, you signify your agreement to be bound by these conditions
Nimeya.ai Software Terms
1. Use of the Nimeya Software
2. Use of Third-Party Services
3. Preventing Reverse Engineering
You may not, and you will not encourage, assist or authorize any other person to copy, modify, reverse engineer, decompile or disassemble, or otherwise tamper with, the Nimeya Software, whether in whole or in part, or create any derivative works from or of the Nimeya Software.
In order to keep the Nimeya.ai software up-to-date, we may offer automatic or manual updates at any time and without notice to you.
1. Conditions Relating to the Sale of Services to You
This section deals with conditions relating to the sale of services on the website by us to you.
2. Our Contract
Our contract is for the segment wise storage space you are using to upload your data and managing the same within our server by login in with the help of your credentials for which you have the sole authority. Our application runs on in-built artificial intelligence to help you in managing your investments and liabilities based on the uploaded details in our server. This subscription is for specific period and can be renewed manually or automatically as per your choice. You understand that availing of services through our website / app requires suitable internet connection in your device which is to be availed from telecom companies separately on your own. The performance of our website / app depends on the speed of such internet connectivity.
You confirm that you are using our services at your own will and interest based on the benefits you expect to derive from the same. This is for your internal / personal purpose and not for re-sale purpose.
Refund will be processed and credited to your account within 7 (seven) working days upon cancellation of the subscription within 60 days trial period either through the App or by sending email from your registered email id to email@example.com. Full amount debited to your account will be refunded to the same account upon such cancellation. Once the trial period is over, any subscription fee paid is non-refundable. You may also cancel your subscription at any time post free trial period. The cancellation will be effective from the next subscription renewal date. We have taken upmost care in building the services platform “Nimeya.ai” and are committed to bring the best user experience at all times.
4. Subscription & Pricing
Our services are subscription based. The subscription categories are stated for your understanding. General subscription period is 12 months from the date you sign-up and make payment for the services. We do run offers allowing you to use the services free of cost for specific period before committing and paying for a specific subscription plan. Your subscription period will commence once the free subscription period is over. In case you don’t choose to opt for subscription plan, you can still keep the registration intact along with your data in our storage for future reference and decide to opt for subscription plan at a later date. We list information for services available along with list for value added services available by paying some extra charges. Beyond what we say on that page or otherwise on the website / app, we cannot be more specific about the services.
All prices are inclusive of Goods and Services Tax (“GST”), as applicable – unless stated otherwise.
You shall be responsible for payment of all fees/costs/charges associated with the purchase of services from us and you agree to bear any and all applicable taxes including but not limited to GST, duties and cesses etc as per applicability.
6. Mental Health Conditions
Use of Nimeya.ai is available only to persons who can form a legally binding contract under the Indian Contract Act, 1872. If you are a minor under the age of 18 years, you cannot use our services till you attend the required age.
8. Mode of Communications
You are communicating with Nimeya.ai electronically. You will be required to provide a valid phone number and email id for registration. We may communicate with you by e-mail, SMS, phone call or by posting notices on the website or by any other mode of communication. For contractual purposes, you consent to receive communications including SMS, e-mails or phone calls from us with respect to the services availed / to be availed from us.
9. Claim for Losses
We will not be responsible for any business/financial loss direct or indirect (including loss of profits, revenue, contracts, anticipated savings, data, goodwill or wasted expenditure) or any other indirect or consequential loss whether or not that is not reasonably foreseeable to both you and us when a contract for the sale of services by us to you was formed.
10. Right to Alteration or Amendments to the Conditions
11. Events beyond our reasonable control
We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control. This condition does not affect your statutory rights.
12. Waiver & Applicability
13. Governing Law and Jurisdiction
These conditions are governed by and construed in accordance with the laws of India as the services provided by the Company are meant for Indian citizens only. You agree, as we do, to submit to the exclusive jurisdiction of the courts at Mumbai, India.
In order to have fast resolution in case of any complaint regarding the site or for any of your queries regarding the use of the site please contact us in our email : firstname.lastname@example.org.
Subscription: Terms & Conditions (Play Store & Web App)
Subscription to the services of Nimeya Technologies Private Limited (Nimeya) are governed by the following terms and conditions. Nimeya is committed to provide its services for the specified period of agreement without any deviation / alternation subject to legal and regulatory guidelines of government authorities. However, the terms may be altered / amended at the sole discretion of Nimeya anytime after the agreement period which will be effective for any renewed period of service. You are advised to read the wordings carefully for your own understanding and may seek expert advice wherever necessary.
1. Nimeya offers different types of subscription plans for access to its digital applications through mobile devices and computer / laptops.
2. Nimeya reserves the right to alter / amend the features, contents and types of services that it makes available for different subscription plans at any time, including without limitation to registered users. However, services already paid for will continue to be availed with the agreed features and contents during the subscription period.
3. By registering on the application / site you can become a registered user.
4. As a registered user you will be entitled to use the digital application free of cost for a period of 60 days from the date of registration.
5. You have to provide complete and accurate payment details at the time of subscribing to a plan option which will enable us to debit the subscription fees upon registration to avail the 60 days trial offer and to keep continuity of your profile for a period of 1 year once the trial period is complete.
6. By submitting payment details, you confirm that you are authorising us to use those payment details for this purpose.
7. The subscription amount will be debited from your account immediately before start of the trial period. Such amount will include taxes as applicable by the government.
8. You will have the option and may choose to cancel the subscription within the trial period of 60 days either through the App or by sending email from your registered email id to email@example.com. Your refund will be processed to extent of the actual debit amount at the time of registration and will be credited to your same account within 7 working days’ time.
9. The subscription period will be for a period of 1 year post the 60 days trial period
10. The subscription being non-transferable, cannot be transferred to any other member or to any third party.
11. The subscription will be auto renewed at the end of the subscription period at the then prevailing renewal subscription amount.
12. You will have the option to port into a higher subscription plan by choosing the appropriate subscription plan option and payment of subscription amount.
13. You may also cancel your subscription at any time post free trial period.
14. The cancellation will be effective from the next subscription renewal date.
15. Subscription once paid is non-refundable.
Terms & Conditions for “Auto Track” option
1. With “Auto Track” option your investments in equities, bonds, mutual funds and NPS will be automatically updated.